Driving Innovation and Growth in the Financial Industry
Empower financial institutions with technological solutions tailored to deliver value. From Open Finance integration and AI-powered personalization to advanced fraud detection and process automation, work with Pragma to enhance customer experiences, optimize operations, and stay ahead in the world of financial services.
Our impact in the Finance Industry
Pragma empowers financial institutions
with cutting-edge digital solutions that enhance efficiency, reduce operational costs, and improve customer experiences.
We developed Colombia’s largest neobank
connecting over 20 million users and driving financial inclusion by providing seamless access to banking services.
We reduced manual and operational tasks for financial institutions
by up to 80%, allowing teams to focus on high-value activities, improving efficiency, and accelerating business growth.
97.5% accuracy in responses from virtual assistants powered by GenAI
Powering real-time insights for smarter decision-making and optimized business performance.
Financial Success Stories
Nequi: Pioneering Digital Banking in South America
Nequi needed a high-performing, collaborative team to deliver bi-weekly updates with consistent quality and value to unbanked users, enabling new savings, payment, and credit services.
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Pragma's commitment to the
long-term success of its clients
At Pragma, we not only focus on the initial construction of each project, but we are also committed to continuing to accompany its growth and evolution over time.

We're good company
We are proud to be that company that provides support and closeness. We strive to be present when you need it most, creating an environment of trust and empathy that makes every moment shared make a difference.

Customer lifecycle
At each stage of our relationship, we seek to understand and anticipate the needs of our clients. From the first interaction to long-term loyalty, we strive to generate constant value and build relationships that last.

Team
At Pragma, we have asymmetrical teams that leverage diverse skills and perspectives to solve complex challenges. Our strength lies in effective collaboration, where each member contributes their unique experience to achieve innovative and effective solutions.

NPS
We measure our customers' satisfaction through the Net Promoter Score (NPS), which allows us to listen to their opinions and continually improve. This indicator reflects our commitment to offering exceptional experiences and building relationships of trust.

We're good company
We are proud to be that company that provides support and closeness. We strive to be present when you need it most, creating an environment of trust and empathy that makes every moment shared make a difference.

Customer lifecycle
At each stage of our relationship, we seek to understand and anticipate the needs of our clients. From the first interaction to long-term loyalty, we strive to generate constant value and build relationships that last.

Team
At Pragma, we have asymmetrical teams that leverage diverse skills and perspectives to solve complex challenges. Our strength lies in effective collaboration, where each member contributes their unique experience to achieve innovative and effective solutions.

NPS
We measure our customers' satisfaction through the Net Promoter Score (NPS), which allows us to listen to their opinions and continually improve. This indicator reflects our commitment to offering exceptional experiences and building relationships of trust.
Market-Leading Partners

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Our Finance Services Expertise
Banks
Harness AI-powered personalization and secure digital banking solutions to enhance customer loyalty and efficiency.
Learn MoreCapital Markets
Use advanced data analytics and automation to optimize trading, risk management, and regulatory compliance.
Learn MorePayments
Develop seamless, secure, and scalable payment solutions to enhance transactions and customer experience.
Learn MoreMortgage
Enjoy Automated loan processing and AI-driven credit scoring to accelerate approvals and reduce risk.
Learn MoreCredit Unions
We help credit unions modernize their technology to remain competitive while staying true to their mission of serving people.
Learn MoreWe help them accomplish a great digital transformation process, trough five pillars of work
Open Finance Integration
We help banks and financial institutions adopt Open Finance strategies, enabling seamless interoperability between platforms and unlocking new revenue opportunities. With robust API ecosystems and secure data-sharing protocols, we pave the way for a future of open collaboration in the financial sector.
AI-Driven Personalization
Using advanced AI and machine learning, we design tailored customer experiences that increase loyalty and satisfaction. From personalized recommendations to predictive analytics, our solutions ensure that financial institutions can meet the unique needs of every user.
Fraud Detection and Prevention
Pragma leverages cutting-edge algorithms and real-time analytics to detect anomalies and prevent fraud. By implementing proactive risk management tools, we enhance security and trust while minimizing financial losses.
Our outcome-driven approach through
the eyes of our clientes



Our Insights

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Nearshore software development: 10 benefits for your company
